1. Information We Collect
Top Class Mortgage, Inc. (TC Mortgage) may collect both personal and non-personal information when you visit our website or use our services. This may include, but is not limited to:
- Personal Information: Your name, email address, phone number, residential address, employment details, income, credit score, and other financial information.
- Non-Personal Information: Information about your browser, device, IP address, and browsing activity on our site, collected through cookies and analytics tools.
2. How We Use Your Information
Top Class Mortgage, Inc. (TC Mortgage) uses the information we collect to:
- Provide and improve our mortgage-related services.
- Process your loan applications and related requests.
- Communicate with you regarding your loan status or other relevant services.
- Personalize your experience on our website, including offering tailored mortgage products.
- Comply with legal and regulatory requirements.
3. Sharing Your Information
Top Class Mortgage, Inc. (TC Mortgage) respects your privacy and will not sell or rent your personal information. However, we may share your information in the following circumstances:
- With Lenders: To facilitate your mortgage application, we may share your personal and financial details with lenders or other financial institutions for the purpose of underwriting and processing your loan.
- With Third-Party Service Providers: We may share your information with trusted third-party companies that provide essential services such as credit checks, document verification, customer support, and website hosting.
- For Legal and Regulatory Compliance: We may disclose your information to regulatory authorities or law enforcement agencies if required by law, in connection with legal proceedings, or to protect the rights, property, or safety of our users, employees, or the public.
- With Business Partners: We may share your information with carefully selected partners to offer you additional products or services that we believe might be of interest to you (only if you have consented to this).
4. How We Protect Your Information
Top Class Mortgage, Inc. (TC Mortgage) use commercially reasonable security measures to protect your personal information, including encryption, secure servers, and firewalls. However, please note that no data transmission over the internet is 100% secure, and while we strive to protect your information, we cannot guarantee absolute security.
5. Your Rights and Choices
You have the following rights regarding your personal information:
- Access and Correction: You can request access to the information we hold about you and ask for it to be corrected if it is inaccurate.
- Opt-Out: You can opt-out of receiving marketing communications from us at any time by following the unsubscribe instructions provided in our emails.
- Data Deletion: In certain circumstances, you may request that we delete your personal information, subject to legal and contractual obligations.
6. Third-Party Links
Top Class Mortgage, Inc. (TC Mortgage) website may contain links to third-party websites. Please note that we are not responsible for the content or privacy practices of these websites. TC Mortgage encourages you to review their privacy policies before providing any personal information.
7. Changes to This Policy
Top Class Mortgage, Inc. (TC Mortgage) may update this Information Sharing and Disclosure Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website. The revised policy will be effective as of the date it is posted.
8. Contact Us
If you have any questions about this Information Sharing and Disclosure Policy or how TC Mortgage handle your information, please contact us at:
11900 Biscayne Blvd #616North Miami
FL 33181
NMLS #: 1707029
305-788-3730
info@topclassmortgages.com
By using Top Class Mortgage website, you acknowledge that you have read and understood this Information Sharing and Disclosure Policy.